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A no fax payday loan is a modern online service for borrowing money in case of some urgent payment or an emergency. They are taken to meet your needs before you have received your payday and recently have become very popular due to their convenience and promptness. Using this service you can borrow a sum of money that generally ranges from $50 to $400, $800 or even $1000.Usually all you need is a steady income (it should be not less than $1000 per month), a checking account, an email address, 18 years or more of age.Traditionally when you wanted to take a payday loan you had to go up to a payday loan counter, or call them up. In such counters they always check your credit-worthiness and this process usually takes from one to ten days, that eliminates the possibility to get money very quickly.The main advantage of a no fax payday loan is its promptness and easiness. You don’t have to waste time looking for bank records or paycheck stubs and to fax them to a loan service. Instead of taking over an hour to fax all the paperwork, you can complete your cash advance loan application in as little as two minutes.Applying for a no fax payday loan is like answering a questionnaire. You fill in your personal information, employer’s name, monthly income, and next payday. Your application is then double checked through the cash advance company’s databases.Most faxless payday loan companies require an hour for approval, but usually their response is much quicker.Some sites do not have a fully online mode which means that they will ask you for your address and phone number and a customer support representative then contacts you over the phone. After verification is done, you are asked to collect cash at a specified point, or the money is transferred to your account. However there are sites which operate fully automatically and they literally work round the clock, 24x7x356. For a case when at midnight you suddenly realize that you need money right now or first thing in the morning this is the best solution.In short the indisputable advantages of no fax payday loans are as follows:1. The privacy attached – you don’t need to go somewhere and address personally the representatives of a loan company.2. It’s anytime anywhere nature – there is no specified time limit for applying to such a loan. Simple thing then is to log on to the Internet, search out online sites that offer you payday loans, find the best deal for you, apply online, and before you know, you loan is approved. What’s more, these services are not location based. To take a loan you do not need trips to and from one place to another. You can apply anywhere – at home or at work, everything you need is just a computer connected to the Internet.3. There is no document required to be faxed to the company lending you money.4. You can save your credit rating. If you’re running out of money and can’t pay your bills on time, you know your credit rating is in danger. Today, having a good credit rating is more important than ever. Without it, you can’t get credit cards or a mortgage, you’ll have problems finding a home to rent, many cell phone companies won’t work with you, and you may even be turned down for a job.5. Possibility of immediate transfer of money to your account. Thanks to electronic transfer of money, your amount is immediately deposited into your account.6. The conformation of your vital statistics is also done online by these companies, the reason for them not requiring you to fax any information.7. You can avoid paying late fees and overdraft charges. What course will help you save money in the future.
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